Sunday, April 26, 2020

Concept of Law and Contract Act: Concept of Law-Civil, Criminal Law, Statute Law, Admiralty court, Corner’s court, Juries, Public Law, Private Law, Public and Private International Law; Understanding of Plaintiffs, Respondent, Summons, Affidavits, Arbitration.Maritime Law & Convention-Maritime Lien, Possessory Lien,Mortgage and Encumbernace


Maritime Law and Convention.
1. Concept of Law and Contract Act: Concept of Law-Civil, Criminal Law, Statute Law, Admiralty court, Corner’s court, Juries, Public Law, Private Law, Public and Private International Law; Understanding of Plaintiffs, Respondent, Summons, Affidavits, Arbitration.
2. Bangladesh Contract Act with reference to following: Agreement, Offer and Acceptance, consideration, consent, capacity to contract, valid void and voidable contracts, quasi contract, breach of contract, remedies for breach, discharge of contract, agency bailment, FOB & CIF contract, Invoice and consular Invoice, Letter of Credit, Bill of Lading, Bills of exchange, Way bill, Charter Parties.
3. Scope of Maritime Law: Sources, Subjects and objects. Continental Shelf, Exclusive Economic Zone, Sea Bed, Admiralty Jurisdiction, innocent passage, International aspects of Registration Ship building contracts and mortgage. Nationality of ships, flags
of convenience and flag Discrimination.
4. Knowledge about classification, Recognized classification societies, character symbols of classification.
5. Knowledge about Tonnage, Weight Tonnage class, Measurement Tonnage class, Tonnage Mark.
6. Maritime Lien, Possessory Lien, Freight, General Average.
7. Marine Insurance and Marine Losses; Total Loss and Partial Loss, Constructive total Loss, Particular average loss, General Average Loss, General Average Sacrifice, General Average Expenditure.
8. Knowledge on Marine Fisheries Ordinance 1983, Marine Fisheries Rules of Bangladesh.
9. Knowledge on Fish & Fish Products (Inspection & Quality) control ordinance of Bangladesh with special reference to HACCP (Hazard Analysis Control Critical Point) for quality control on board the fishing vessel.
10. Bangladesh Merchant Shipping Ordinance 1983 in general with special reference to;
I. Definitions
II. Registration of Ships
III. Shipping Master
IV. Fishing Vessel
V. Function of POMMD
VI. Seamen & Apprentices
VII. Limitation and Liability
VIII. Investigation and Inquiries, etc.
11. Primary knowledge on the role of UN organizations like IMO, ILO, FAO over fishing vessel operation and Maritime business.
12. Simple knowledge on ILO conventions related to Fishing Vessel and Fisherman (ILO Work in Fishing Convention 2007), and Torremolinos Protocol, 1993, SOLAS, STCW- 95 (as amended in 2010), STCW-F-95, MARPOL 73/78.
13. Maritime Declaration of health and requirements of international health regulation.
14. Knowledge about Food law, safety of food, Composition of food, Understanding about Codex, Standard documents of Codex, Specialist Committees of Codex Commission.
15. Knowledge on the chapters on Fishing and Fisheries as covered in the UN convention on the Law of the Sea (UNCLOS),1982 with special reference to Territorial water, Exclusive Economic Zone, Continental Shelf, Coastal state, landlocked state.
                          
 
 Maritime Law & Convention

Lecture conducted by Capt.Md.Mazharul Islam,

B.Sc.Nautical,LLB,MBA,FVS,DOC-3;

Instructor(Navigation),

Marine Fisheries Academy,Chittagong,

contact:cptmazhar@yahoo.com

 

Concept of Law and Contract Act:  Concept  of  Law-Civil, Criminal  Law, Statute Law, Admiralty court, Corner’s court, Juries, Public  Law,  Private  Law,  Public  and  Private  International Law; Understanding of Plaintiffs, Respondent, Summons, Affidavits,  Arbitration.

 

 

Concept of Law: The law is a set of rules which we should obey. “The law is a body of rules which govern human conduct, is recognized by people and enforced by the State”

Set of rules, so we must obey the law. It regulates behavior of legal subjects: persons (natural and juridical)

Law is enforced by the State –sanctions exist (punitive action or penalties) which are attached to the law and are warranted when the law is broken and are then enforced by the State

legal right” -An interest conferred and protected by the law, entitling one person to claim that another person give something, perform an act or refrain from performing an act.

Contract : An oral or written agreement between parties in which the parties make mutual promises to each other. The parties must be at least 18 years of age, and be mentally capable of entering into such an agreement.

Contract Act: The Contract Act, 1872 is the chief contract law in Bangladesh. Based on English contract law and the British Indian contract law, it was enacted in the 19th century and re-enacted by the   parliament of Bangladesh after the country's independence. It includes chapters on offer and acceptance, voidable contracts, contingent contracts, performance, breach of contract, contractual relations, the sale of goods, bailment, agency and partnership. It also covers topics such as consideration, misrepresentation and indemnity.

Concept  of  Law-Civil: Civil law refers to

1.      Is concerned with protecting the rights and property of individuals that are not necessarily protected by criminal laws.

2.      Is usually initiated by an aggrieved party (such as the plaintiff), who takes legal action against those who they claim to have wronged them.

3.      Is sometimes concerned with commercial or contractual disputes, such as unpaid monies, an unfulfilled contract or a breach of promise.

4.      Is sometimes concerned with resolving family disputes, such as marital break-ups, divorce settlements, child custody arrangements and child maintenance.

5.      Is sometimes concerned with examining personal suffering, such as psychological harm or loss of reputation, to find out if someone is liable and whether they should make restitution.

 

Concept of Criminal Law: Criminal law refers to:

1.      Laws that are defined by legislation, enforced by the police and prosecuted by the state.

2.      Laws that set clear and firm boundaries of conduct for individual behaviour in a society.

3.      Laws with a strong range of sanctions or punishments, ranging from fines to imprisonment and, in some societies, execution.

4.      Laws that deal with offences against the person, such as murder, attempted murder, assault and sexual assault.

5.      Laws that deal with offences against property, such as theft, fraud, arson and vandalism.

6.      Laws that deal with offences against public morality, such as prostitution, child pornography, bigamy and indecent exposure.

 

Statute Law: A law passed by the provincial or federal legislature. Acts are also referred to as ‘statutes'.

Admiralty court: Any court that has jurisdiction over maritime law. This jurisdiction covers criminal and civil law, torts, and many other things. In the United Kingdom, admiralty courts sit very rarely. In the United States, ordinary federal district courts are considered admiralty courts when the dispute involves maritime law.

Corner’s court: A coroner is a person whose standard role is to confirm and certify the death of an individual within a jurisdiction. A coroner may also conduct or order an inquest into the manner or cause of death, and investigate or confirm the identity of an unknown person who has been found dead within the coroner's jurisdiction.

 

Juries: A group of people who have been chosen to listen to all the facts in a trial in a law court and to decide if a person is guilty or not guilty, or if a claim has been proved.

 

Public  Law: law which deals with issues that affect the general public or state - society as a whole. Some of the laws that its wide scope covers are:

  • Administrative law - laws that govern government agencies, like the Department of Education and the Equal Employment Opportunity Commission
  • Constitutional laws are laws that protect citizens' rights as afforded in the Constitution
  • Criminal laws are laws that relate to crime
  • Municipal laws are ordinances, regulations and by-laws that govern a city or town
  • International laws are laws that oversee relations between nations
  • Private Law: Private law affects the rights and obligations of individuals, families, businesses and small groups and exists to assist citizens in disputes that involve private matters. Some of the laws that its wide scope covers are;
  • Contract law,
  • Family law,
  • tort law etc.

International Law: International law is a system of treaties and agreements between nations that governs how nations interact with other nations, citizens of other nations, and businesses of other nations. International law typically falls into two different categories. "Private international law" deals with controversies between private entities, such as people or corporations, which have a significant relationship to more than one nation. For example, lawsuits arising from the toxic gas leak in Bhopal, India from industrial plants owned by Union Carbide, a U.S. corporation would be considered a matter of private international law.

"Public international law" concerns the relationships between nations. These include standards of international behavior, the laws of the sea, economic law, diplomatic law, environmental law, human rights law, and humanitarian law. Some principles of public international law are written, or "codified" in a series of treaties, but others are not written down anywhere. These are known as "customary" laws, and nations consent to them by doing nothing.

Plaintiffs: A plaintiff is the party who initiates a lawsuit (also known as an action) before a court. By doing so, the plaintiff seeks a legal remedy; if this search is successful, the court will issue judgment in favor of the plaintiff and make the appropriate court order (e.g., an order for damages).

 

Respondent: The respondent is the party against whom a petition is filed, especially one on appeal. The respondent can be either the plaintiff or the defendant from the court below, as either party can appeal the decision thereby making themselves the petitioner and their adversary the respondent.

 

Summons: A summons is an order by a court requiring someone to appear in court. In civil lawsuits, a summons is issued to one of the parties in the lawsuit, usually the person against whom a complaint has been filed. Most often, a summons is given to a defendant, requiring his or her presence to defend a case.

 

Affidavits: A written statement that someone makes after promising officially to tell the truth. An affidavit can be used as proof in a law court.

 

Arbitration: Arbitration is a non-judicial process for the settlement of disputes where an independent third party - an arbitrator - makes a decision that is binding.

 

 

Maritime Law & Convention
Lecture conducted by Capt.Md.Mazharul Islam,B.Sc.Nautical,LL.B,MBA;Instructor(Navigation),
Marine Fisheries Academy,Chittagong;Bangladesh
contact:cptmazhar@yahoo.com

Concept of Law and Contract Act: Concept of Law-Civil, Criminal Law, Statute Law, Admiralty court, Corner’s court, Juries, Public Law, Private Law, Public and Private International Law; Understanding of Plaintiffs, Respondent, Summons, Affidavits, Arbitration.

Maritime law:
Maritime law, also known as admiralty law, is a body of laws, conventions, and treaties that govern private maritime business and other nautical matters, such as shipping or offenses occurring on open water. International rules, governing the use of the oceans and seas, are known as the Law of the Sea.
Admiralty :
Traditionally 'admiralty law' referred only to contractual and tortious disputes arising from the operations of ships (named after the typical work of the Admiralty Court in England). It would not, for instance, cover governmental or international shipping regulations. However, the description has become more loosely used over time and today it is interchangeable with 'Maritime Law' as a term describing all law related to ships.
Boating Law:
This is a US term, which essentially means the same as 'admiralty law', although it is often used to describe smaller level admiralty law (yacht fees, radio requirements etc.).
Carriage of Goods Law - This specifically relates to the law of moving cargo. It is not restricted to marine cargo (unless referred to as 'Carriage of Goods by Sea Law') and will cover goods being moved by sea, road, rail, air and multimodal (by more than one means).   
Law of the Sea - This is an area of public international law (deals with relationships between countries, rather than private people or companies). It provides rules on sea borders, pollution, ownership of natural resources at sea etc. The United Nations Convention on the Law of the Sea (UNCLOS) provides much of the law in this area. 
 
Marine Law :
This is perhaps the most broad of the terms and encompasses all law related to the sea or waterways. It would cover international agreements on sea borders, laws on fishing quotas and the law governing transport of goods or the operation of ships (i.e. it is a catch-all term for Law of the Sea and Maritime Law).

Shipping Law:
This is perhaps the best term to describe the law relating to ships. Shipping law covers the building and operation of ships and is split into two categories: wet and dry. 'Wet' shipping law involves things happening on water, like ships sinking, colliding with other ships or objects and other casualties at sea. 'Dry' shipping law refers to things happening on paper like disputes about charterparty clauses or shipbuilding contracts. Many lawyers who deal with wet shipping matters only consider that dry shipping disputes can be boring as they are not linked to any real wolrd event.

 
Trade Law :
This refers to the law of trade between countries and the international conventions governing that trade. It is only loosely related to ships, via international conventions like UNCITRAL (United Nations Convention for International TRAde Law).

 
Transport Law:
This is a catch-all term for the laws covering all types of transport, including sea, road, rail and air transport. It may proscribe something like that a certain product must be carried by sea, and not by air.
A diagram laying out the main distinctions above:


UNCLOS:
UNCLOS is an acronym for the United Nations Convention for the Law of the Sea. The convention is also sometimes referred to as the Law of the Sea Convention or the Law of the Sea treaty. UNCLOS, as a law of the sea came into operation and became effective from 16th November 1982.
However, the first time such a proposal was announced before the United Nations was in the year 1973. Over the course of nine years, with representations from over 160 countries coming forward, UNCLOS came into existence. The background of UNCLOS covers can be explained in detail as follows:

UNCLOS BACKGROUND:
Before the nautical law of UNCLOS came into force, there existed a school of thought known as freedom-of-the-seas. This doctrine had first come into operation during the 17th century. As per this law, there were no limits or boundaries set to the aspect of marine business and commercial activities.
Over the years and centuries as technology developed and the needs of the people across the world grew, there emerged a problem. Over-exploitation of the sea’s resources was immensely felt towards the middle of the 20th century and many nations started feeling the need to ensure protection of their marine resources.
Starting with United States in the 1945, many countries across the world brought under their jurisdiction, the natural resources found in their oceans’ continental shelf. Some of the countries that exercised this power were Argentina, Canada, Indonesia, Chile, Peru, Ecuador and even countries like Saudi Arabia, Egypt, Ethiopia and Venezuela.
Since the usage of the marine reserves rose even more in the 1960s and since missile launch pads also starting getting based in the oceanic bed, it became imperative that a specific regulation be placed to ensure proper protection and jurisdiction of the marine reserves.
In 1967, the Third United Nations Conference on the Law of the Sea was convened. In this conference, the UN ambassador from Malta Mr. Arvid Pardo requested for a legal power that could bring about international governance over the oceanic floor and bed. Such a legal power would also ensure that there would not be any problems arising between various countries over the oceanic floor and bed space.
In a major way, it was this UNCLOS III that paved the way for the now existing nautical law.
The features and the highlights of the same can be explained as follows:
1.      UNCLOS as the currently prevailing law of the sea is binding completely.
2.      Even as the name of the nautical law suggests a United Nations’ involvement, the UN does not have any major functional role in the working of UNCLOS
3.      There are 17 parts, 320 articles and nine annexes to UNCLOS
4.      The law of the sea provides for full money rights to nations for a 200-mile zone by their shoreline. The sea and oceanic bed extending this area is regarded to be Exclusive Economic Zone (EEZ) and any country can use these waters for their economic utilisation
5.      The IMO (International Maritime Organisation) plays a vital role in the operation of UNCLOS. Along with the IMO, organisations like the International Whaling Commission and the International Seabed Authority are vital parties in the functional areas of the nautical law
Even though UNCLOS has 160 member parties, the US is a country that has still not sanctioned (ratified) the nautical law. The main reason for the US not sanctioning the law of the sea arises mainly because of its disagreement about Part XI of UNCLOS.
This part deals with the aspect of the minerals found on the seabed on the EEZ. The International Seabed Authority was established on the basis of this part of the nautical law and called for equitable distribution of the proceeds of such seabeds. The US is opposed to this theory and that is why it has not ratified UNCLOS in spite of it being one of the most important members of the United Nations.
With the help of a nautical law like UNCLOS, it can be said that marine resources can be protected and safeguarded, especially in contemporary times where the need for marine resources’ protection has increased even more than it was during the 1960s and 70s.
UNCLOS or the United Nation’s Convention on Laws of the Sea was formed to ensure freedom of shipping navigation at the sea. This allowed ships of one country to move safely and freely in international waters.
However, as per this law, a specific boundary or limit has been provided to each country to define the aspect of marine business and commercial activities, including all kinds of jurisdictions.
There are 5 important terms which each mariner should know under UNCLOS. They are:
1.  Territorial sea
2.  Contagious zone
3.  Exclusive economic zone
4.  Continental shelf
5.  High Sea
 
Territorial sea:
According to UNCLOS, the territorial sea can be defined as the area which extends up to 12 nautical miles from the baseline of a country’s coastal state. The territorial sea is under the jurisdiction of that particular country; however, foreign ships (both merchant and military) ships are allowed passage through it.
 
This type of passage of territorial passage of foreign ships is known as innocent passage. However, the right to innocent passage can be suspended if there is a threat to the security of the coastal state.
 
The coastal state can also exercise jurisdiction if
1.      Any kind of activities in the territorial vessel has consequences extending to the coastal state
2.      There is a threat to the peace of the coastal country
3.      There is illicit traffic or smuggling of drug
 
Contiguous Zone:
Contiguous zone can be defined as the belt which extends 12 nautical miles beyond the territorial sea limit.
 
A coastal state’s control on this area is limited to prevention of actions which can infringe its customs, fiscal, and immigration laws. It can also act if any activity in the contiguous zone threatens regulations in the territorial sea.
 
It is possible that vessels carrying noxious dangerous substances or waste may be turned away on public health or environmental grounds.
 
Exclusive economic zone:
Exclusive economic zone can be defined as a belt of water which extends up to 200 nautical miles from the baseline of the coastal state. Thus it includes both territorial sea and contiguous zone.
 
The exclusive economic zone provides the coastal state control over all economic resources such as fishing, mining, oil exploration, and marine research.
 
The coastal state also has jurisdiction regarding protection and preservation of natural resources and marine environment.
 
Continental Shelf:
The continental shelf can be defined as the area whose outer limit shall not exceed 350 nautical miles from the baseline or shall not exceed 100 nautical miles from the 2500 meters isobath.
 
The coastal state has exclusive rights for exploring and exploiting its natural resources in this area. The state also has the exclusive rights to authorize and regulation drilling on the shelf for all purposes.
 
High Seas:
High seas can be defined as the part of the sea that is not included in the exclusive economic zone, in the territorial sea, or in the internal waters of a coastal state or archipelagic waters of an archipelagic state.
 
High seas are open to all states for freedom of navigation, freedom of over flight, freedom to construct artificial islands installation, freedom of fishing, and freedom of scientific research.
 
High seas are reserved for peaceful navigation through international waters. However, regulations have been made to avoid prevention of slave trade, piracy, seizure of ships, illicit narcotics trafficking and unauthorized broadcasting.
 Master, Captain or Skipper

(http://www.theshippinglawblog.com/2010/07/q-what-is-difference-between-master.html)

All three of these terms refer to the person in ultimate charge of a vessel. Every person in overall command of a vessel is the Captain of that vessel; although on some, usually large, commercial, sea-going vessels they will be referred to as the Master. They will typically be a licensed Master Mariner. 
A Master Mariner (MM) is someone who has an unrestricted Captain’s or Master’s license, usually from the flag state in which the vessel is registered; meaning they are allowed to be in overall charge of almost any size or power of vessel, anywhere in the world.

 The often heard term Skipper is of course just a nickname for the Captain. It tends to be used to refer to the Captain of a smaller boat or yacht, or in say fishing vessels, where the Captain is often a friend or relative of the crewmembers, as well as their boss. In most of the world's English-Speaking Naval Forces the person in overall charge of the vessel is the CO or Commanding Officer, but when aboard he too will generally be referred to as Captain.

 In short, if you are unsure how to refer to the person in charge of a particular vessel it is safest to refer to them as the Captain.

 Difference Between a Port, Quay, Pier and Wharf:

These terms are sometimes used interchangeably, but there are differences between each which it is useful to remember.

A Port is generally a description of a place on the coast which has facilities for boats or ships to call into, and usually a village or town attached. Normally these places developed because the natural features at that particular part of the coastline (a break in the high cliffs, an area of deepwater where the coast is rocky etc.). Because a port is a description of a type of function, ports can look very different from one another and a port may contain all of the things listed below (wharfs, quays, piers etc.). Porto Cervo, in Italy, is a good example.

A Wharf is a man-made structure on a river or by the sea, which provides an area for ships to safely dock. Some are very intricate, with multiple types of berth over a large area, and navigable channels, and others (like this one, below, from Australia) are more straightforward. A Wharf can contain quays and piers and will normally have buildings within it to service the ships (often warehouses and offices). Because of their abundance of unusual buildings and ready-made water features, unused wharfs are often converted into expensive retail and housing areas (for instance Canary Wharf and Butler's Wharf in London).


 A Quay is, technically, a part of the river bank or coastline which has been modified so ships can dock at it parallel to the shore. This boat is moored at the quay in Poole, England. 

A Pier is a, normally wooden, structure which protrudes from the shore at a level above the water level, allowing ships to disembark passengers in the deeper water further out. The length of the pier may also provide berths for smaller boats.


 A jetty is a structure extending perpendicularly, or approximately so, from shore. Unlike a pier, it is a solid wall down to the water bed. Therefore, also unlike a pier, it obstructs the flow of currents, and this may be its chief purpose. A large jetty built to create an artificial harbor is called a "mole." A jetty intended to encourage the buildup of sand into a beach is called a "groin." Jetties in pairs often flank either side of a river as it enters the sea or lake, to prevent silting at the mouth.

Docked / Berthed / Moored / Anchored?

 All these terms refer to a vessel which is secured in a more or less fixed position.

 

When a vessel is in port to collect/disembark passengers or load/discharge cargo it will be, in a sense, connected to the dock (the functional area of pier) and is therefore 'docked'. A docked ship is typically a large one and will have several crew present on it, even when it is there overnight. Generally a ship is docked for a specific purpose, and when that task is complete the vessel will move on.

 

A berth, on the other hand, is a bit like the nautical equivalent of a parking space. Typically you buy one or lease one for a long period as somewhere to store your boat. To maximise space, 'berthed' vessels are typically kept perpendicular to (pointed at) the main jetty or pier, rather than a docked ship which is typically parallel to (in line with) the dock.

 

Any ship which is secured by ropes to a permanent fixture is 'moored' to that fixture. So 'moored' can be quite a broad description, although it is most appropriately used to described a vessel which is being kept at 'moorings'. Moorings are areas of water where boats and yachts can be secured to a fixed object on the seabed, usually a large concrete block with a rope attached and a buoy on the end. They are cheaper than berths to rent and are more secure (people cannot simply walk up to your boat). They tend to be used for the storage of boats or yachts when not in use, so moored vessels tend to have no one on board.

 

The most independent way to secure a vessel is to drop anchor. So long as the anchor has a certain amount of purchase on the seabed the ship will not move too far from its current location and is therefore described as being 'anchored'. This is the most independent but also the least secure way to station your boat, and as such a ship which is anchored is usually only staying in place for a short time and will almost always have someone on board.

 

Maritime Law & Convention
Lecture conducted by Capt.Md.Mazharul Islam,
B.Sc.Nautical,LL.B,MBA;Instructor(Navigation),
Marine Fisheries Academy,Chittagong;Bangladesh
contact:cptmazhar@yahoo.com
Maritime Lien, Possessory Lien, Freight, General Average.


Lien

A lien is a legal right to claim a security interest in a property provided by the owner of the property to the creditor. It is generally used as a guarantee for some sort of legal obligation such as loan repayment. In other words, lien ensures that a creditor obtains the right on the property if a borrower fails to meet his legal and/or financial obligations. The grantor (the owner of the property) is called the lienee while the party that receives the lien is referred to as the lienor or lien holder.

Property taxes, judgments, association fees, money owed to contractors: all these can become liens until they are paid

Types of Liens
 1. Consensual
Consensual liens are created by contractual obligations between the concerned parties. The most common examples are loans obtained to purchase real estate or personal property (chattel). They can be mortgages or auto loans.

2. Non-consensual
Non-consensual liens arise from statutory or by the operation of common law. The most notable example is tax lien, which is imposed by law against the property of a taxpayer. If a taxpayer fails to pay the taxes owed to the government, the tax agency can seize his or her real or personal property on the amount of the lien.

Example of Lien
Mr.Kamal wants to purchase a new house. In order to afford the purchase, he borrows BDT300,000 from ABC Bank. The bank wants to guarantee the repayment of the loan, and it requires Mr.Kamal to provide the house as the collateral for the loan.
The bank files the documents with the government agency required to register the lien. Upon the completion of the process, the bank becomes the holder of the collateral provided by Mr.Kamal (in this case, Mr.Kamal’s house).
If Mr.Kamal is unable to meet his financial obligations according to the mortgage agreement with ABC Bank, the bank will take possession of the property and will be able to sell it to satisfy the obligations.

Possessory Lien

A possessory lien occurs when the lender retains physical possession of the underlying collateral during the term of the loan or agreement. The lender has the legal right to retain the collateral until the obligation is retired or other conditions are satisfied. Once the terms of the agreement are met, the debtor can take possession of the asset.
Possessory liens may also be held by entities other than traditional lenders such as the government for tax payments. A pawnbroker is a common example of an instance where a possessory lien is part of the transaction. An individual may give personal jewelry to a pawnbroker in exchange for a loan. While still owned by the borrower, the jewelry acts as collateral and remains in the possession of the pawnbroker until the loan has been successfully repaid.
Another type of possessory lien is a garagemen's lien. In this case, a private property owner who rents the space out as a garage can take possession of a vehicle if the owner hasn't paid for a specified period of time. Towing companies also hold informal possessory liens. Once a vehicle is towed, the company can hold it until the owner claims and pays to have it released.

Nonpossessory Lien

Nonpossessory liens are much more common for consumers in the United States. These liens allow the borrower the right to retain possession of the collateral securing a loan or obligation. While the debtor has physical possession of the asset, the lender's name appears on the title for the collateral. If the borrower doesn't fulfill their financial obligation and defaults, the lender can take possession of the security.
Liens are attached to a piece of property—not to the lender or borrower.
 



Maritime Lien
Both maritime lien and ship mortgage are security rights over things (e.g. ships, fright and cargo), though the former is created by law. Mortgage is created by a written contract which must be registered before it takes effect.
A maritime lien is a secured right peculiar to maritime law. A lien is a charge on property for the payment of a debt, and a maritime lien is a special property right in a vessel given to a creditor by law as security for a debt or claim arising from some service rendered to the ship to facilitate her use in navigation or from an injury caused by the vessel in navigable waters

Maritime lien is a right which can be executed only by judicial process. It is not self-executing. In order to satisfaction of Claimants claim, he has to bring a lawsuit before a court. The court may then arrest and subsequently sell the arrested ship to enforce the maritime lien when the owner of the ship concerned refuses to furnish sufficient bail or other dependable security. Thus, a maritime lien is not actually a lien (i.e. a right of detention) in the sense of either the Common Law or

Mortgage
A mortgage is one of the most common types of loans that use nonpossessory liens. When the lender approves a mortgage, the borrower can take possession of the home or property after the real estate deal closes. Although the homeowner possesses and lives in the home—or rents it out in the case of an investment property—the lender remains a lienholder until the loan is paid in full. If the borrower defaults, the bank can begin foreclosure proceedings, evict the resident(s), and repossess the property.
n encumbrance is a claim or other type of issue that restrains or burdens your full ownership rights to a property. It is a broad term and can reflect either a monetary-related issue such as a loan or a non-monetary claim related to the property.

Encumbrances
An encumbrance is a right to, interest in, or legal liability on property that does not prohibit passing title to the property but that may diminish its value. Encumbrances can be classified in several ways. They may be financial (for example, liens) or non-financial (for example, easements, private restrictions). Alternatively, they may be divided into those that affect title (for example, lien, legal or equitable charge) or those that affect the use or physical condition of the encumbered property (for example, restrictions, easements, encroachments).Encumbrances include security interests, liens, servitudes (for example, easements, way leaves, real covenants, profits a prendre), leases, restrictions, encroachments, and air and subsurface rights. Also, those considered as potentially making the title defeasible are encumbrances, for example, charging orders, building orders and structure alteration. Encumbrance: charge upon or claim against land arising out of private grant or a contract.
Examples of encumbrances are:
1.      Easements.
2.      Encroachments.
3.      Unpaid real property taxes.
4.      Tax liens.
5.      Mechanic's liens.
6.      Leases.
7.      Air rights.
8.      Water, timber, or mineral rights.


Maritime Lien
Persons Who May Acquire Maritime Liens:
The owner, part owner, or agent of a vessel may not acquire a lien against the vessel. However; a joint venture may acquire a lien for necessaries. A stockholder in a vessel also may acquire a lien, but must overcome a presumption that any advances were made on general credit. If the presumption is overcome, a lien may exist as long as it does not unfairly prejudice other creditors. Maritime liens are assignable; the assignee ordinarily assumes the rank of the assignor in determining lien priority. additionally, a person who advances funds for the purpose of discharging a maritime lien succeeds to the lien status of the former lien holder.[v]

Characteristics and factors relating to Maritime Lien:
A traditional maritime lien is a secured right in the"res",i.e.,in the property of another (ordinarily the ship),which arises with the claim,without registration or other formalities; it travels with the vessel even if it is sold to third party; which remains with the vessel until it is enforced by an action in rem: and which, when so enforced, gives the owner of the lien the claim priority in ranking over most other claims, notably ship mortgages. In U.K.and commonwealth countries, the term"maritime lien" applies only to limited maritime claims, being seamen's wages, master's wages, master’s disbursements, salvage, damage (caused by the ship), bottomry and respondentia. These are known as “traditional maritime liens". other maritime claims resulting from services supplied to the ship or damages one by the ship, notably claims for “necessaries" provided to the vessel (e.g.bunkers, supplies, repairs, and towage), as well as claims for cargo damage, for breaches of charter party and for contributions of the ship in general average, do notgiveriseto "traditional maritime liens "in but only lo "statutory rights in rem"subject to fulfillment of certain conditions.
Maritime Liens are strictly construed by the Admiralty Courts to protect innocent purchasers and creditors. A number of rules must be respected which may not seem logical to the ordinary businessman.
1. The claim must be against a ship, boat or vessel which must be “in navigation”. A vessel that has been permanently removed from navigation is not subject to a lien. This would be a vessel, on land which no intention of being repaired or launched. A vessel temporarily dry docked for repairs or storage may still be subject to a lien.
2. New vessels under construction are not subject to maritime liens based on the theory that they have never been in navigation.
3. The vessel must be under the lawful control of the person ordering supplies or creating a situation that may give rise to a lien. If a thief or pirate who illegally has control of the vessel
creates a situation which ordinarily would give rise to a lien, the lien will not apply.
4. The person claiming the lien may NOT have any direct ownership interest in the vessel. This includes partners and joint venturers.
5. The person claiming the lien may NOT be in possession of the vessel. At page 15 we discuss the status of shipyards and repair facilities.

DEBTS ARE ELIGIBLE TO BE FILED:
By far the most common lien is for what are generally called “Necessaries”. Necessaries are things that are required for the ship for the voyage. This will include such things as:
a. repairs
b. pilotage
c. provisions for the crew
d. provisions for the passengers
e. food and liquor for passengers on a yacht
f. dockage and wharfage
g. towage
h. advertising
i. uniforms
j. cigarettes
k. surveyor’s services
l. transportation for crew members
m. preparation of documentation for the vessel
n. insurance premiums
1. Crew wages include wages to the captain or master of the vessel.
This may also include Longshoremen employed by the ship.
2. Salvage claims against the vessel.
3. Tort liens for personal injury or death.
4. Miscellaneous other claims including taxes, penalties for
forfeiture for violation of Federal Law.
Priorities of Liens:
liens are paid subject to a variety of rules, if they are paid by order of a Admiralty Court. The general priority of claims or liens is as follows from first to last priority:
1. Expenses of justice (If a lawsuit has been filed and the vessel seized. This will include all the expenses of the ship while under the Marshal’s control.)
2. Seamen’s wages and money due for maintenance and cure.
3. Salvage claims against the vessel.
4. Tort liens for accidents resulting in injury or death relating to the vessel.
5. Pre-mortgage liens for necessaries. (Goods and services provided before a mortgage was filed against the vessel.)
6. Preferred Ship’s Mortgages
7. Liens for necessaries filed after a mortgage was already on file.
8. State created liens
9. Liens for Penalties under law.
10. Preferred non-maritime liens including tax liens.
WHO MAY FILE A MARITIME LIEN?
Anyone  may file or claim a lien if you or your company sells and delivers goods or services at the request of any person lawfully in possession of the yacht or ship, or its owner or agent.

A subcontractor working at the request of a shipyard may not be entitled to a lien unless the shipyard as general contractor had authority to bind the vessel. Ordinarily, a shipyard contract for repair should entitle the shipyard to act as the owner’s agent for subcontracting work. If you are a subcontractor, you should discuss this with the shipyard or general contractor before work begins.

Another issue that may arise is whether the goods or supplies sold were delivered to the ship or yacht. Your invoice should always have the name of the vessel as well as the name of the owner. When the equipment or goods are delivered to someone else for delivery to the yacht or ship, you may not be
entitled to a lien. Delivery to the vessel is of paramount importance.

Direct dealing with the owner, the captain or someone in charge of the vessel is a pre-requisite to being entitled to a lien. If the vessel is under a charter or mortgage that prohibits the incurring of liens by the captain or owner, he must inform you prior to the time that you provide your goods or service. In that case you should deal only in a “cash and carry” basis with the vessel.

WHO CANNOT FILE A LIEN?
1. The owner
2. A part owner
3. Joint venturer in ownership
4. Anyone in a fiduciary relationship to the owner

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